Here, our financial experts take a close look at what’s happening in the world of finance.
We uncomplicate breaking announcements from the Reserve Bank of Australia (RBA), the Australian Taxation Office (ATO), the Australian Securities and Investments Commission (ASIC) and the Federal and State Governments so you can understand how those changes will impact you, your family or your business.
If you’re wanting to stay up-to-date on topics such as interest rates, tax planning, superannuation, the Federal Budget, incentives and schemes, HELP debt, deductions, concessions, depreciation, investment properties and much more, this is where you’ll find the answers.
Knight is with you every step of the way as you strive for financial success. If you’d like some additional information regarding any financial news, please reach out for a consultation to plan your next step.
Advanced Tax Strategies for High-Net-Worth Individuals Inheriting Wealth in Australia
A large inheritance can change what’s possible for your family. But it also raises questions that aren’t easy to answer, especially when tax is involved. For high-net-worth individuals, managing inherited wealth well means knowing where the traps are, what options you have, and how to protect the value for the long term. It’s not just about compliance. It’s about making decisions that hold up five, ten, twenty years from now. Why inheritance tax planning gets complicated fast Most high-value estates
Wealth Preservation: Expert Financial Advice for Managing a Significant Inheritance
You’ve just inherited a lump sum or a property. Maybe both. That wave of emotion hits, and then come the questions. Should you pay down your mortgage? Invest it? Save it for the kids? For many people, the hardest part is knowing what to do first. Here’s a guide that cuts through the noise and helps you make sense of it. Get a plan in place before you spend a cent One of the biggest traps after receiving an inheritance
WA State Budget 2025: What Business Owners Need to Know
This year’s WA Budget delivers stability for business owners. While there are no new grants or tax breaks, there are still a few key changes that could affect cash flow and operational planning. Power Credit for Business From 1 July 2025, approximately one million WA small businesses will receive a $150 power bill credit, funded by the Commonwealth Government. Issued in two instalments of $75, automatically for Synergy and Horizon Power customers. Businesses using embedded networks or non-standard arrangements must
What the 2025 WA State Budget Means for You and Your Family
Cutting through the noise – here’s what actually matters. The WA Government’s 2025–26 Budget offers continued, though more targeted, cost-of-living support for households. While broad-based relief has been pared back, several meaningful measures remain, particularly for families managing energy bills, school costs, and transport. Power Credit: What’s Changed From 1 July 2025, every Western Australian household will receive a $150 electricity credit, funded by the Commonwealth Government. This replaces the previous $400 credit funded by the State. Delivered in two
How to Spot a Dodgy Financial Adviser: Insights from Jovan Cvetkoski
In a recent chat on 4BC Radio, Jovan Cvetkoski, Director and Financial Adviser at Knight, shared some practical guidance that’s becoming more and more relevant. Many Australians worry about the quality of financial advice they receive, but it’s not something people often speak openly about. Jovan focused on how to recognise the signs when a financial adviser may not be acting in your best interest. Jovan has spent years helping individuals, families and business owners feel more in control of
Jovan Cvetkoski’s Financial Advice for Buyers in a Seller’s Market
The Perth housing market is booming, with median house prices reaching $777,921—a nearly 20% increase in just 12 months. For buyers, this means navigating a highly competitive seller’s market where demand outstrips supply. Financial adviser Jovan Cvetkoski shares expert strategies to help buyers stay ahead and make informed decisions. Why are house prices rising in WA? Several key factors have contributed to Perth’s soaring property prices: Strong demand: WA is experiencing net migration from other states and overseas, fueled by
Investing in Education Bonds: Financial Advice from Jovan Cvetkoski
With the rising cost of education and inflation, more parents and grandparents are turning to education bonds as a tax-effective way to plan for school fees, university costs, and vocational training. But what exactly are education bonds, and how do they work? Financial adviser Jovan Cvetkoski explains everything you need to know. What is an education bond? An education bond is a long-term investment vehicle designed to help families save for education-related expenses. These bonds can be used for: Primary
Federal Budget 2025/26 – What Does it Mean for Businesses?
Federal Budget 2025/26 – What Does it Mean for Businesses? The FY26 Federal Budget delivers a mix of continuity and change for businesses, with a focus on cost relief, compliance, and workforce flexibility. Here’s what businesses need to know: Key Tax & Financial Measures Energy Bill Relief: Small businesses will receive $75 per quarter in rebates until 31 December 2025, easing the burden of rising power costs. Small Business Asset Write-Offs: The $20,000 instant asset write-off will expire on 30
Federal Budget 2025/26 – What Does it Mean for Individuals and Families?
Federal Budget 2025/26 – What Does it Mean for Individuals and Families? The FY26 Budget aims to provide modest financial relief while keeping inflation in check. While tax cuts and energy rebates offer some reprieve, major structural changes remain limited, with a strong focus on economic stability and cost-of-living assistance. Some high level points to note are: Tax Cuts & Income Relief From 1 July 2026, the 16% tax rate (for incomes between $18,201 and $45,000) will drop to 15%, and