Managing Christmas Spending

1:54 Money saving tips for Christmas.
3:54 Closing a private super fund with shares still remaining in it.
7:43 The benefits of budgeting when purchasing gifts.
11:57 Lodging a tax return when you’re on Centrelink.
12:50 Purchasing farmland through a superannuation fund.
15:33 Amalgamating four different superannuation funds into one account.
18:05 Creating a self managed super fund with multiple members.
20:28 How to consolidate separate investments into one portfolio.